National home cost bands & regional multipliers
A citable snapshot of Home Cost Atlas 2026 national planning bands for priority projects, plus the distribution of state multipliers used in calculators. Use this page to understand relative scale—not to replace written local bids.
National planning bands (selected projects)
Low, typical, and high figures below are published planning bands from Home Cost Atlas cost guides—not contractor quotes, insurance valuations, or city-level invoices. Open a guide for scope notes and the matching calculator when you know project size.
- Roof Replacement
Low $9,000Typical $15,000High $28,000
- Roof Repair
Low $400Typical $1,200High $3,000
- HVAC Replacement
Low $6,500Typical $12,000High $18,000
- Window Replacement
Low $4,000Typical $9,000High $15,000
- Water Heater Replacement
Low $1,200Typical $2,000High $4,500
- Foundation Repair
Low $2,000Typical $7,500High $15,000
- Kitchen Remodel
Low $15,000Typical $35,000High $75,000
- Bathroom Remodel
Low $5,000Typical $12,000High $25,000
- Hardwood Flooring Installation
Low $8Typical $14High $22
- Solar Panel Installation
Low $12,000Typical $22,000High $38,000
- Interior Painting
Low $2,000Typical $4,500High $9,000
- Drywall Repair
Low $200Typical $550High $2,000
- Deck Building
Low $5,000Typical $12,000High $30,000
- Landscaping Installation
Low $2,000Typical $6,000High $20,000
- Laminate Flooring Installation
Low $3Typical $6High $10
- Vinyl Plank Flooring
Low $4Typical $8High $14
Regional multiplier distribution
Calculators apply a state planning multiplier relative to a U.S. national baseline of 1.0×. Across 51 state factors in the current rate book, values span 0.84× to 1.38× (median 1.03×). Multipliers approximate relative cost pressure—they are not ZIP-level quotes.
Below national (≤0.95×)
18 states
Examples: MS, AR, AL, WV…
Near national (0.96–1.05×)
10 states
Examples: GA, MI, NC, WI…
Above national (1.06–1.20×)
15 states
Examples: DE, Florida, MN, UT…
High-cost markets (>1.20×)
8 states
Examples: CT, NJ, MA, DC…
What these bands mean (and do not mean)
- Do mean: a published planning frame for a defined national scope, reviewed on an editorial schedule.
- Do not mean: a guaranteed price, a contractor bid, an insurance valuation, or a city invoice database.
- Personalize with a calculator when you know size and options, then compare written local quotes for the same scope.
How to cite
When referencing these planning bands externally, link the permanent URL and note the cost year. Suggested attribution:
Home Cost Atlas. “National home cost bands & regional multipliers” (2026 planning data). https://homecost-atlas.com/methodology/national-cost-bands
Permanent URL: https://homecost-atlas.com/methodology/national-cost-bands
Related citation-friendly pages: full methodology, estimate vs quote definitions, and repair-versus-replace comparisons.
See also the disclaimer and editorial policy.